• It states the terms and conditions of a credit card account and represents a binding agreement between you and Chase. The Credit Cardmember Agreement also presents the annual percentage rate, the monthly minimum payment formula, annual fees and dispute resolution processes.
  • You can view your Cash Credit Line on your statement, online on your credit card’s account details page or by calling customer service.
  • It is the amount of credit on your credit card that is currently available for you to use for cash advance transactions.
  • The Cash Credit Limit is the amount from your Total Credit Limit available for cash advances. Generally, Bank Cash Advances consist of ATM cash Advances, Over the Counter (OTC) Cash Advances, Same-Day Online Cash advances, Overdraft Protection Cash Advances, Cash Equivalents, and applicable transaction fees.
  • The Periodic Rate is a rate of interest charge that may be imposed by a creditor on a balance for a day, week, month or any subdivision of a year.
  • The credit limit, also known as credit line is simply the maximum amount of credit available to you for purchasing goods and services.
  • An interest charge is the sum of interest on your credit card account. The interest charge is broken down by transaction type: purchases, cash advances and balance transfers. If you pay less than the full balance, pay after the payment due date (or if your credit card does not have a interest free period) then you will pay interest on those purchases. Cash advances and balance transfers have no interest free period. This means they start accruing interest as soon as the transaction is made. This will result in interest due, even if your balance is paid in full.

APR stands for Annual Percentage Rate. APR is the cost of credit expressed as an annual percentage. To determine the monthly periodic rate, divide the APR by 12 months. To determine a daily periodic rate, divide the APR by 365 days. Check out our 0% Intro APR Credit Cards.

Yes, you can apply for more than one credit card. Many people have multiple credit cards. However, only card issuers can decide whether they want to approve your application for an additional card. If you have several credit cards, at some point issuers may decide that your total available credit is already high relative to your income, and may decide not to issue you more credit cards.

All credit card applications linked to from fastcreditcardapprovals.com feature Secure Socket Layer (SSL) technology and offer the highest level of internet security involving sophisticated data encryption. Your information is safe.

The waiting time varies. Some credit cards offer instant approval; others require weeks. Generally, the better your credit rating, the faster the response time for a credit card application. Once a decision is made you will be notified by mail, e-mail or both.

First, search fastcreditcardapprovals.com to find the type of credit card you wish to apply for. When you find the card best for you, click on the “Apply now” button next to the card and fill out the secure online application.