Let’s face it, no matter how much we try to save up, some holiday shopping is going to end up on credit cars. So which ones are the best credit cards for holiday shopping this year? Here are a few tips to make sure that you are getting the best deal possible.
While store cards may offer no financing for a period of time, there is a catch. If you don’t pay off the full amount by the end of the special financing period, you get hit with all of the back interest charges. It’s better to get a credit card from a major credit card company (Visa, MasterCard, Discover, American Express) with a no interest introductory offer. If you can’t finish paying it off before the offer is up, you only pay interest on the remaining balance. There’s no penalty on what you’ve already paid off.
Another good idea is to find a card that gives you cash back. Some cards provide 1% cash back on all purchases. Others provide up to 5% cash back on certain categories. There are some that provide even greater cash back rewards if you shop online. Find a card that provides the most cash back in the types of stores that you intend to shop in this holiday season.
By applying these two simple suggestions, you can be sure to have the best holiday credit cards 2013 has to offer. Be sure to check out www.fastcreditcardapprovals.com to apply for the cards you need for this holiday season.
Best Credit Cards for your Holiday Shopping 2013
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