New research suggests that cash strapped Brits often rely on their credit cards to buy everyday essentials such as food and travel. Do you use your credit card for everyday essentials? If so, find the best credit card deals for you with these top tips.

Research from a price comparison website recently claimed that people resort to using their credit cards on average 21 days after payday – more than a week before next payday. Amazingly one in ten (9 per cent) pull out the plastic less than 15 days after they have been paid, meaning they will be funding the remaining fortnight on their cards.

As many as 35 per cent of all Brits admit to using a credit card to buy everyday items such as food, petrol and clothing each month, often in the hope that they will be able to repay the balance the following month.
An impressive 25.4 million adults regularly use their credit cards online to make purchases. According to Sainsbury’s Finance, the average spend per person is £192. Many people spend more than this though with 1.2 million spending over £1,000 per month online, so making sure you have the right credit card for your specific needs is vitally important.

A Good Credit Card for Everyday Spending?

If you are using your credit card for everyday essentials then look for a credit card that rewards this. Credit cards such as the Tesco Clubcard Credit Card offer big rewards for using the card – it acts just like a Clubcard, so you can earn points when spending money on everyday items such as food and petrol.

Additional benefits include 0 percent interest on all purchases for 15 months and 0 percent interest on balance transfers for nine months with a 2.9 percent fee.

With all financial products, perhaps even more so with credit cards than any other product it is always a good idea to Compare Credit Cards online before making a final decision about what type of credit card is right for you.