3 Can’t Miss 0 Interest Credit Cards for 2014

The best 0 interest credit cards offer the perfect opportunity to enjoy no-interest balance transfers and no interest of applicable purchases for a set limit (often 6, 12, or 18 months). If you are currently holding a credit card with a sizable outstanding balance, an interest-free credit card offers one of the most attractive options for lowering the monthly interest charges and getting back in control of the finances. Likewise, if you’re planning on making a one-off purchase, a 0% credit card makes it possible to make the purchase without being so concerned with extra costs. If searching the availability of this type of credit card, it is also crucial to establish the standard rate of interest that applies once the promotional period expires.

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Discover it

An attractive reason to sign-up for the Discover it credit card is the ability to enjoy an interest-free period of 14 to 18 months combined with a rewards program. Discover it offer two options: 0% interest-free on transfers for 18 months and purchases for 6 months or 0% interest-free on transfers and purchases for 14 months. Its cash back program gives a generous 5% on certain categories, with a limit set at $1,500 per quarter. Extra perks include a one-time waived fee on late payments, no foreign transaction fees, and no penalty APR.