>Fair credit credit cards come as unsecured or secured

You can choose among multiple unsecured fair credit credit cards many of which are offered through Capital One. Secured credit cards are also available through First PREMIER® Bank. These offers may be able to help build, rebuild, or re-establish, your credit history if you make on time payments with all of your creditors and maintain your account balances below the credit limits.

Some fair credit credit cards provide you with credit responses in seconds if you are approved, so you don’t have to wait around for weeks waiting for a letter in the mail. Receiving a new fair credit credit card can allow you to make a fresh start and help repair any previous damage to your credit over the past several years.